Can I Use a Debit Card to Rent a Car in Dubai?

Can I Use a Debit Card to Rent a Car in Dubai?

To sum up, car rental in Dubai might be a good idea for those who want to travel without necessary hassle. However, as to the possibility of using a debit card for this, it is the question that frequently comes to discussion. Yes, one can  rent a car in Dubai by using a debit card, however, it is crucial to point to several crucial aspects and possible obstacles.

Rental Companies' Policies

The majority of the car rental firms operating in Dubai allow clients to use debit cards; however, the approach adopted by these firms differ. While the large global players, which may include Hertz, Avis, and Budget and many others may have different specifications locally established car rental companies closely. Here are some common policies you might encounter.

Pre-Authorization Hold

In many rental companies, they tend to charge a hold on your debit card in the estimated rental charges for a security deposit. This holds some amount of money in your account until the time when you have returned the car and for a couple of days more.

Credit Check 

You’ll get a debit card with different features. Some companies may take your record as a credit check on the debit card. If you do not meet their credit score minimum they might reject or require extra papers for your rental.

Additional Identification

When paying with a debit card, one may be required to produce other forms of identification including a passport, proof of residence or your return ticket.

Insurance Requirements

Car rental companies might tell you that you must purchase the insurance if you have used a debit card to hire the car since debit cards usually do not come with as many car rental insurance provisions as credit cards.

Must Read: What Insurance Options Are There for Rental Cars in Dubai?

How to Rent a Car with Debit Card

To ensure a smooth rental experience with a debit card in Dubai, follow these steps:

Check with the Rental Company

The rules and regulations of the rental company vary and therefore, one should make a call to the rental company in advance to ascertain that they accept debit cards. Inquire any other factors that may need to be considered by the receiver or restrictions in accepting the items.

Ensure Sufficient Funds

Ensure that your debit card is well-funded with balance enough to cater for the pre-authorization hold plus the estimated rentals. This can be a lot of money especially if the car rental firm is charging for the higher end car rentals or if the car has to be rented for several months.

Prepare Additional Documentation 

Make sure that before traveling you: Carry Passport, driving license, proof of residency, and onward ticket. This gives them an upper hand when it comes to renting because being prepared shortens the whole process.

Understand Insurance Options 

Reflect about the insurance that was available through the rental company. If you have a stand-alone rental car insurance that is provided with your travel insurance or through another insurer, it is advised to ascertain its recognition.

Must Read: What Papers Do I Need to Rent a Car in Dubai?

Strategies to Make the Transition Easier

Book in Advance: When you get to reserve your car in advance, this allows you time to prepare as far as payment is concerned and other papers.

Read the Fine Print: In order to avoid misunderstanding, read the rental agreement carefully and consider all the existing conditions with each company as for the payment and insurance.

Maintain Good Communication: Be tactful in dealing with rentals, always inform the rental company if there are changes in the travel plan.

Must Read: Rent a Car Dubai | Affordable Options for Every Budget


It is possible to rent a car in Dubai using a debit card; nevertheless, there are some vital tips that would be fruitful to consider. To avoid these inconveniences, one should check their requirements before their trip, also should ensure that they have enough money with them, or in any case they should be prepared to produce other documents to support their claims when picking the car This way, tourists will have a smooth ride in this vibrant city while enjoying their favorite car brands.