In this digital and fast-paced world, to manage your finances it is vital for you to avail the benefit of bank services. HDFC Bank is one of the leading private sectors which provides a wide range of banking services in the UAE. It was founded in 1994 in India and has a strong reputation among customers due to its innovative banking solutions. Moreover, the dedication of HDFC Bank to customer service sets it apart. In this detailed blog, we will discuss services, account openings, and the branches of HDFC Bank.
Account Type
Account Opening Fee
Monthly Maintenance Fee
Minimum Balance Requirement
Overdraft Charges
Other Fees
NRE Savings Account
Free
AED 10 (if below minimum balance)
AED 5,000
18% per annum on the overdrawn amount
International debit card issuance: AED 100 annually
NRO Savings Account
Fixed Deposit Account
None
AED 10,000
Not applicable
Premature withdrawal: Penalty as per bank's policy
Current Account
AED 25
Cheque book issuance: First free, AED 25 for additional books
Business Account
AED 500
AED 50
AED 20,000
Cash deposit fees: 0.5% of the deposit amount
Salary Account
For those who prefer visual learning, our team at Great Dubai has created a simple and easy-to-follow video guide explaining how to open an HDFC Bank account, use its online services, and understand the various fees and requirements. This video includes step-by-step instructions, screenshots of the HDFC online portal, and practical tips to make your banking experience smoother. Whether you are a new customer or planning to switch your account to HDFC Bank, this video will help you navigate the process with confidence.
If you prefer reading over watching videos, here’s a detailed written explanation. HDFC Bank offers a variety of account types, each designed to meet specific needs — from everyday personal banking to specialized business accounts. In this section, you’ll find information on account features, fee structures, and eligibility criteria. We’ll also cover online banking tools, customer support options, and how you can access services both in India and the UAE.
Emila is a passionate real estate expert, lifestyle enthusiast, and writer dedicated to showcasing the dynamic charm of Dubai. With 6 in real estate, travel writing, Emila Hales brings insightful perspectives to readers exploring Dubai’s vibrant real estate market, luxurious lifestyle, and diverse cultural offerings. As an avid storyteller, Emila loves sharing tips on finding dream properties, uncovering hidden gems in the city, and navigating the ever-evolving landscape of Dubai.
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