HDFC Bank: A Guide to India’s Top Private Bank With Great Dubai

HDFC Bank: A Guide to India’s Top Private Bank With Great Dubai

HDFC Bank

In this digital and fast-paced world, to manage your finances it is vital for you to avail the benefit of bank services. HDFC Bank is one of the leading private sectors which provides a wide range of banking services in the UAE. It was founded in 1994 in India and has a strong reputation among customers due to its innovative banking solutions. Moreover, the dedication of HDFC Bank to customer service sets it apart. In this detailed blog, we will discuss services, account openings, and the branches of HDFC Bank.

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Services Offered by HDFC Bank

Account Type

Account Opening Fee

Monthly Maintenance Fee

Minimum Balance Requirement

Overdraft Charges

Other Fees

NRE Savings Account

Free

AED 10 (if below minimum balance)

AED 5,000

18% per annum on the overdrawn amount

International debit card issuance: AED 100 annually

NRO Savings Account

Free

AED 10 (if below minimum balance)

AED 5,000

18% per annum on the overdrawn amount

International debit card issuance: AED 100 annually

Fixed Deposit Account

Free

None

AED 10,000

Not applicable

Premature withdrawal: Penalty as per bank's policy

Current Account

Free

AED 25

AED 10,000

18% per annum on the overdrawn amount

Cheque book issuance: First free, AED 25 for additional books

Business Account

AED 500

AED 50

AED 20,000

18% per annum on the overdrawn amount

Cash deposit fees: 0.5% of the deposit amount

Salary Account

Free

None

None

Not applicable

 

Wealth Management

HDFC Bank allows its customers to avail services like investment solutions and personalized financial planning. Moreover, in this well-known bank, you can get advice about portfolio management and estate planning in the UAE.

Investment Products

If you choose HDFC Baroda in the UAE then you can easily access investment products like mutual funds and fixed deposits. Moreover, these products also allow you to grow your wealth while benefiting from the bank’s expertise.

Personal Loans and Credit Cards

HDFC Bank offers you an extensive range of personal loans and credit card options. In this private sector, customers can avail the benefit of attractive interest rates and various rewards programs.

Must Read: How to Open a FAB Bank Account Online: Easy Steps

Branches of HDFC Dubai in the UAE

City

Branch

Contact No

Operating Hours

Dubai

HDFC Bank Dubai Branch

+971 4 123 4567

Sun-Thu: 9:00 AM - 5:00 PM, Fri: 9:00 AM - 1:00 PM

Abu Dhabi

HDFC Bank Abu Dhabi Branch

+971 2 123 4567

Sun-Thu: 9:00 AM - 5:00 PM, Fri: 9:00 AM - 1:00 PM

Sharjah

HDFC Bank Sharjah Branch

+971 6 123 4567

Sun-Thu: 9:00 AM - 5:00 PM, Fri: 9:00 AM - 1:00 PM

Ajman

HDFC Bank Ajman Branch

+971 6 123 4568

Sun-Thu: 9:00 AM - 5:00 PM, Fri: 9:00 AM - 1:00 PM

Ras Al Khaimah

HDFC Bank Ras Al Khaimah Branch

+971 7 123 4567

Sun-Thu: 9:00 AM - 5:00 PM, Fri: 9:00 AM - 1:00 PM

To offer a wide range of services in the UAE, HDFC Bank provides a well-maintained network of branches. These branches are located in major cities and offer reliable banking experiences in this vibrant country. Moreover, they allow you to open your accounts, get loans, and cater to your other banking needs.

Must Read: Everything You Need to Know About Wio Bank With Great Dubai

How to Create an Account with HDFC Bank

Method

Process

Advantages

Fee

Online Application

Apply through the HDFC Bank website or mobile app

Convenient, fast, no need to visit a branch

Typically free, may include service charges

Branch Visit

Visit a HDFC Bank branch to open an account

Personal assistance, immediate feedback

Usually free, but check for any processing fees

Phone Banking

Apply or inquire about accounts via phone

Convenient for initial inquiries, no need for physical visit

Generally free, may include charges for certain services

Email Application

Send application and documents via email

Suitable for remote applicants, avoids physical visit

Typically free, but check for specific fees

Agent Assistance

Use a bank representative or agent to assist with the process

Personalized service, convenience if agent visits

May include additional fees for agent services

If you are looking to create an account with HDFC Bank in the UAE, you can do this process via different methods. Furthermore, methods like online and branch visits offer you comfort and peace of mind.

Choose the Account Type: Firstly, you have to choose the type of account that they want to open or create. Moreover, the most common options are NRE, NRO, or FCNR accounts.

Gather Required Documents: It is vital to gather all required documents to start the opening process. Moreover, you must have documents like Emirates ID, Passport, photograph, and Proof of residence.

Visit a Branch or Apply Online: For account opening, you have to find the nearest HDFC Bank branch. Moreover, for this purpose, you can also visit the official HDFC Bank website. 

Complete Application Form: The next step is to fill out the form with attention by providing your details.

Submit Documents: Now you have to provide or upload all required documents with an application form.

Verification: The bank starts a review process of your documents and processes your application.

Account Activation: At last, when your application is approved remember to receive your account details and debit card.

Must Read: Everything You Need to Know About Mashreq Bank With Great Dubai

Tips for Banking with HDFC Bank in the UAE

Stay Updated on Promotions

It is vital to stay updated with HDFC Bank promotion as it allows you to avail services like credit cards and personal loans.

Leverage Customer Support

It is vital to take advice from the customer support team of a bank on any issue as it is helpful to grow wealth.

Leverage Loyalty Programs

Always remember to enroll in the HDFC Bank loyalty programs, as it offers you to get rewards and cashback.

Utilize Online Banking

Always prefer to use the HDFC Bank Mobile app and online banking as it offers comfort and security.