In this digital and fast-paced world, to manage your finances it is vital for you to avail the benefit of bank services. HDFC Bank is one of the leading private sectors which provides a wide range of banking services in the UAE. It was founded in 1994 in India and has a strong reputation among customers due to its innovative banking solutions. Moreover, the dedication of HDFC Bank to customer service sets it apart. In this detailed blog, we will discuss services, account openings, and the branches of HDFC Bank.
Account Type
Account Opening Fee
Monthly Maintenance Fee
Minimum Balance Requirement
Overdraft Charges
Other Fees
NRE Savings Account
Free
AED 10 (if below minimum balance)
AED 5,000
18% per annum on the overdrawn amount
International debit card issuance: AED 100 annually
NRO Savings Account
Fixed Deposit Account
None
AED 10,000
Not applicable
Premature withdrawal: Penalty as per bank's policy
Current Account
AED 25
Cheque book issuance: First free, AED 25 for additional books
Business Account
AED 500
AED 50
AED 20,000
Cash deposit fees: 0.5% of the deposit amount
Salary Account
HDFC Bank allows its customers to avail services like investment solutions and personalized financial planning. Moreover, in this well-known bank, you can get advice about portfolio management and estate planning in the UAE.
If you choose HDFC Baroda in the UAE then you can easily access investment products like mutual funds and fixed deposits. Moreover, these products also allow you to grow your wealth while benefiting from the bank’s expertise.
HDFC Bank offers you an extensive range of personal loans and credit card options. In this private sector, customers can avail the benefit of attractive interest rates and various rewards programs.
Must Read: How to Open a FAB Bank Account Online: Easy Steps
City
Branch
Contact No
Operating Hours
Dubai
HDFC Bank Dubai Branch
+971 4 123 4567
Sun-Thu: 9:00 AM - 5:00 PM, Fri: 9:00 AM - 1:00 PM
Abu Dhabi
HDFC Bank Abu Dhabi Branch
+971 2 123 4567
Sharjah
HDFC Bank Sharjah Branch
+971 6 123 4567
Ajman
HDFC Bank Ajman Branch
+971 6 123 4568
Ras Al Khaimah
HDFC Bank Ras Al Khaimah Branch
+971 7 123 4567
To offer a wide range of services in the UAE, HDFC Bank provides a well-maintained network of branches. These branches are located in major cities and offer reliable banking experiences in this vibrant country. Moreover, they allow you to open your accounts, get loans, and cater to your other banking needs.
Must Read: Everything You Need to Know About Wio Bank With Great Dubai
Method
Process
Advantages
Fee
Online Application
Apply through the HDFC Bank website or mobile app
Convenient, fast, no need to visit a branch
Typically free, may include service charges
Branch Visit
Visit a HDFC Bank branch to open an account
Personal assistance, immediate feedback
Usually free, but check for any processing fees
Phone Banking
Apply or inquire about accounts via phone
Convenient for initial inquiries, no need for physical visit
Generally free, may include charges for certain services
Email Application
Send application and documents via email
Suitable for remote applicants, avoids physical visit
Typically free, but check for specific fees
Agent Assistance
Use a bank representative or agent to assist with the process
Personalized service, convenience if agent visits
May include additional fees for agent services
If you are looking to create an account with HDFC Bank in the UAE, you can do this process via different methods. Furthermore, methods like online and branch visits offer you comfort and peace of mind.
Choose the Account Type: Firstly, you have to choose the type of account that they want to open or create. Moreover, the most common options are NRE, NRO, or FCNR accounts.
Gather Required Documents: It is vital to gather all required documents to start the opening process. Moreover, you must have documents like Emirates ID, Passport, photograph, and Proof of residence.
Visit a Branch or Apply Online: For account opening, you have to find the nearest HDFC Bank branch. Moreover, for this purpose, you can also visit the official HDFC Bank website.
Complete Application Form: The next step is to fill out the form with attention by providing your details.
Submit Documents: Now you have to provide or upload all required documents with an application form.
Verification: The bank starts a review process of your documents and processes your application.
Account Activation: At last, when your application is approved remember to receive your account details and debit card.
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It is vital to stay updated with HDFC Bank promotion as it allows you to avail services like credit cards and personal loans.
It is vital to take advice from the customer support team of a bank on any issue as it is helpful to grow wealth.
Always remember to enroll in the HDFC Bank loyalty programs, as it offers you to get rewards and cashback.
Always prefer to use the HDFC Bank Mobile app and online banking as it offers comfort and security.
Yes, If you are aiming to create an account with HDFC Bank then you can avail the option of their official website. Moreover, for this purpose, you must fill out an application form and upload all required documents.
HT Parekh is the Chairman of HDFC Ltd in the UAE. Moreover, it was founded by Hasmukhbhai Parekh.
If you create an account with HDFC Bank it allows you to get loans when you need them and attractive interest rates.
If you want to create an account with HDFC Bank in the UAE then you must have your Emirates ID, Passport, Photograph, and Proof of address.
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