Account Type
Account Opening Fee
Monthly Maintenance Fee
Minimum Balance Requirement
Overdraft Charges
Other Charges
Current Account
Free
No minimum balance
Not available
Checkbook issuance: 24.50 AED
Card replacement: 29.50 AED
Savings Account
980 AED
Early withdrawal fee: Varies
Student Account
None
Business Account
98 AED
9,800 AED
Cash deposit fee (above limit): 1% of the amount
Investment Account
4,900 AED
Profit-sharing fees: As per fund terms
Transfer fees: 9.80 AED
Banks play a vital role in managing the finances of individuals and businesses. Alinma Bank is one of the leading Islamic banks that provides an extensive range of banking solutions. It was established in 2006 and offers top-class banking services by following Islamic principles. Moreover, the dedication of Alinma Bank to integrity and innovation sets it apart from other banks. In this detailed blog, we will discuss services, account openings, and the branches of Alinma Bank.
The Bank offers an extensive range of current accounts and savings accounts that cater to the needs of customers. In Alinma Bank, you can avail of the option of funds for personal use that are interest-free. Moreover, customers can also experience services like credit cards in this Islamic bank.
Alinma Bank allows its customers to experience business accounts that are helpful for cash management and international banking solutions. Moreover, in this leading bank, you can also avail of the option of services like corporate financing and trade.
If you choose Alinma Bank, you can comfortably access services like internet banking and mobile apps. Moreover, it also allows you to transfer your money, balance inquiries, and pay bills from anywhere.
Method
Process
Advantages
Considerations
Fee
In-Person at a Branch
Visit a branch, fill out forms, and show ID.
Personalized service.
Requires a visit and possible wait times.
Online Through the Website
Apply online, upload documents.
Convenient, 24/7 access.
Might need a branch visit for verification.
Through Alinma Mobile App
Use the app to apply and upload documents.
Easy and accessible anytime.
Internet required, possible branch visit.
Through Alinma ATMs/CDMs
Enter details at ATM/CDM and scan ID.
Quick, no branch visit needed initially.
Limited features may need follow-up.
Through Phone Banking
Call and provide details, send documents via email or fax.
Immediate assistance over the phone.
May still require a branch visit.
If you are willing to create an account with Alinma Bank then their app is a comfortable and reliable option.
Download the Alinma Mobile App: To create an account, you can use the Alinma Bank app after downloading it from the Apple Store or Google Play Store.
Register or Log In: After downloading, you have to choose “Sign Up” if you are a new customer. Moreover, if you already have an account then simply log in with your credentials.
Open a New Account: After logging In, you have to choose the “Open a new Account” section within the app.
Submit Necessary Information: In this step, you have to provide your important information like name, contact details, and address. Moreover, also remember to upload scanned copies of documents like national ID and proof of address.
Submit Your Application: It is good to review all the details before submitting your application.
Receive Account Details: At last, when your application is approved you will receive your details via email and you will be able to receive your debit card.
Always prefer the Mobile app and online banking of Alinma Bank, as it allows you to manage your finances from anywhere.
It is beneficial to use the Mobile app of Alinma Bank as it is a reliable and smooth way.
It is good to get Financial advice from Alinma Bank as it is helpful to grow and manage your wealth.
Emila is a passionate real estate expert, lifestyle enthusiast, and writer dedicated to showcasing the dynamic charm of Dubai. With 6 in real estate, travel writing, Emila Hales brings insightful perspectives to readers exploring Dubai’s vibrant real estate market, luxurious lifestyle, and diverse cultural offerings. As an avid storyteller, Emila loves sharing tips on finding dream properties, uncovering hidden gems in the city, and navigating the ever-evolving landscape of Dubai.
23 Apr 2025
10 Apr 2025
20 Feb 2025
31 Jan 2025
30 Jan 2025
28 Jan 2025
25 Jan 2025
What's your reason for leaving?