Top Services Offered by Bank of Baroda to customers in UAE

14 Sep 2024
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Bank of Baroda UAE

In this fast-paced world, banks are one of the preferred options among customers who are looking for financial solutions. Bank of Baroda is one of the oldest banks that offers an extensive range of banking services in different cities of the UAE. The dedication of the Bank of Baroda to customer satisfaction and reliable banking enhances your experience. In 1974, the bank marked its entry into the UAE and was a preferred choice for millions of clients. In this detailed blog, we will explore services, account openings, and the branches of Bank of Baroda UAE.

Top Services Offered by Bank of Baroda to customers in UAE

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Service	Pricing (AED)	Details
Account Opening	Free	No charges for opening personal, business, or savings accounts.
Minimum Balance Requirement	AED 1,000 - AED 3,000 (varies by account type)	Required for savings and current accounts; penalties apply if not maintained.
Account Maintenance Fee	Free (if minimum balance is maintained)	No fee if the account holds the required minimum balance.
Penalty for Not Maintaining Minimum Balance	AED 25 - AED 100 per month	Charges apply if the account balance falls below the minimum requirement.
Debit Card Issuance	Free	First debit card issued without any charge.
Debit Card Replacement	AED 25 - AED 50	Normally, the fee is for replacing a lost or damaged card.
Cheque Book Issuance	Free (first chequebook)	First chequebook is free for personal or business accounts.
Additional Cheque Book	AED 1 per cheque leaf	Charges apply for additional chequebooks beyond the first one.
ATM Withdrawal (Bank of Baroda ATMs)	Free	No charge for using Bank of Baroda ATMs within the UAE.
ATM Withdrawal (Other Bank ATMs in UAE)	AED 2 - AED 6	Withdrawal fees vary depending on the bank's ATM network.
International ATM Withdrawal	AED 15 - AED 25	Applicable for ATM withdrawals outside the UAE.

Corporate Banking

If you choose Bank of Baroda then you can easily avail of services like corporate banking that are helpful to grow business. Furthermore, this bank also allows you to avail current accounts for businesses that require frequent transactions.

Personal Banking

Bank of Baroda provides different savings accounts like salary accounts that cater to the needs of customers in the UAE. In this oldest bank, you can avail the option of various home loans and personal loans. Moreover, you can also experience credit cards that offer benefits like rewards points and low annual fees.

Digital Banking

If you avail the services of Bank of Baroda in the UAE you can easily use online banking for your comfort. Moreover, it is secure and allows you to transfer money, pay utility bills, and more from home.

Must Read: How to Easily Check Your FAB Bank Balance Online!

Branches of Bank of Baroda in the UAE

dinodxbdino: BANK OF BARODA, BURDUBAI BRANCH, DUBAI, UNITED ARAB EMIRATES

Branch Name	Location	Address	Contact Number	Operating Hours
Dubai Main Branch	Dubai	Al Souk Road, Bur Dubai, P.O. Box 3162	+971 4 313 5555	Sun-Thu: 8:00 AM - 3:00 PM
Abu Dhabi Branch	Abu Dhabi	Hamdan Street, P.O. Box 2743	+971 2 634 6815	Sun-Thu: 8:00 AM - 3:00 PM
Sharjah Branch	Sharjah	Al Zahra Street, P.O. Box 2459	+971 6 568 4001	Sun-Thu: 8:00 AM - 2:00 PM
Al Ain Branch	Al Ain	Al Ain City, P.O. Box 16877	+971 3 764 6488	Sun-Thu: 8:00 AM - 2:00 PM
Ras Al Khaimah Branch	Ras Al Khaimah	Al Nakheel Area, P.O. Box 4047	+971 7 228 2393	Sun-Thu: 8:00 AM - 2:00 PM
Fujairah Branch	Fujairah	Hamad Bin Abdulla Road, P.O. Box 818	+971 9 222 3030	Sun-Thu: 8:00 AM - 2:00 PM
Ajman Branch	Ajman	Al Bustan Area, P.O. Box 1425	+971 6 742 0660	Sun-Thu: 8:00 AM - 2:00 PM

How to Create an Account with Bank of Baroda UAE

In the UAE, you can use different methods to create an account with the Bank of Baroda easily. Moreover, if you are looking for methods that offer you comfort then online and visiting a branch are reliable options.

Select your Account Type

Firstly, you have to choose the type of account that you want to create with Bank of Baroda UAE. Moreover, the most common options are savings, current, and NRI accounts.

Gather Required Documents

Whether you are looking to create a fixed deposit or savings account, it is vital to provide the required documents to start the process. Moreover, you must have documents like a valid UAE Emirates ID, a Copy of your Passport, Proof of residence, and an account opening form.

Visit a Branch or Apply Online

For account opening, you have to find the nearest Bank of Baroda branch in the UAE. Moreover, for this purpose, you can also visit the official Bank of Baroda website.