Top Services Offered by Bank of Baroda to customers in UAE

Top Services Offered by Bank of Baroda to customers in UAE

Bank of Baroda UAE

In this fast-paced world, banks are one of the preferred options among customers who are looking for financial solutions. Bank of Baroda is one of the oldest banks that offers an extensive range of banking services in different cities of the UAE. The dedication of the Bank of Baroda to customer satisfaction and reliable banking enhances your experience. In 1974, the bank marked its entry into the UAE and was a preferred choice for millions of clients. In this detailed blog, we will explore services, account openings, and the branches of Bank of Baroda UAE.

Top Services Offered by Bank of Baroda to customers in UAE

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Service

Pricing (AED)

Details

Account Opening

Free

No charges for opening personal, business, or savings accounts.

Minimum Balance Requirement

AED 1,000 - AED 3,000 (varies by account type)

Required for savings and current accounts; penalties apply if not maintained.

Account Maintenance Fee

Free (if minimum balance is maintained)

No fee if the account holds the required minimum balance.

Penalty for Not Maintaining Minimum Balance

AED 25 - AED 100 per month

Charges apply if the account balance falls below the minimum requirement.

Debit Card Issuance

Free

First debit card issued without any charge.

Debit Card Replacement

AED 25 - AED 50

Normally, the fee is for replacing a lost or damaged card.

Cheque Book Issuance

Free (first chequebook)

First chequebook is free for personal or business accounts.

Additional Cheque Book

AED 1 per cheque leaf

Charges apply for additional chequebooks beyond the first one.

ATM Withdrawal (Bank of Baroda ATMs)

Free

No charge for using Bank of Baroda ATMs within the UAE.

ATM Withdrawal (Other Bank ATMs in UAE)

AED 2 - AED 6

Withdrawal fees vary depending on the bank's ATM network.

International ATM Withdrawal

AED 15 - AED 25

Applicable for ATM withdrawals outside the UAE.

Corporate Banking

If you choose Bank of Baroda then you can easily avail of services like corporate banking that are helpful to grow business. Furthermore, this bank also allows you to avail current accounts for businesses that require frequent transactions.

Personal Banking

Bank of Baroda provides different savings accounts like salary accounts that cater to the needs of customers in the UAE. In this oldest bank, you can avail the option of various home loans and personal loans. Moreover, you can also experience credit cards that offer benefits like rewards points and low annual fees.

Digital Banking

If you avail the services of Bank of Baroda in the UAE you can easily use online banking for your comfort. Moreover, it is secure and allows you to transfer money, pay utility bills, and more from home.

Must Read: How to Easily Check Your FAB Bank Balance Online!

Branches of Bank of Baroda in the UAE

dinodxbdino: BANK OF BARODA, BURDUBAI BRANCH, DUBAI, UNITED ARAB EMIRATES

Branch Name

Location

Address

Contact Number

Operating Hours

Dubai Main Branch

Dubai

Al Souk Road, Bur Dubai, P.O. Box 3162

+971 4 313 5555

Sun-Thu: 8:00 AM - 3:00 PM

Abu Dhabi Branch

Abu Dhabi

Hamdan Street, P.O. Box 2743

+971 2 634 6815

Sun-Thu: 8:00 AM - 3:00 PM

Sharjah Branch

Sharjah

Al Zahra Street, P.O. Box 2459

+971 6 568 4001

Sun-Thu: 8:00 AM - 2:00 PM

Al Ain Branch

Al Ain

Al Ain City, P.O. Box 16877

+971 3 764 6488

Sun-Thu: 8:00 AM - 2:00 PM

Ras Al Khaimah Branch

Ras Al Khaimah

Al Nakheel Area, P.O. Box 4047

+971 7 228 2393

Sun-Thu: 8:00 AM - 2:00 PM

Fujairah Branch

Fujairah

Hamad Bin Abdulla Road, P.O. Box 818

+971 9 222 3030

Sun-Thu: 8:00 AM - 2:00 PM

Ajman Branch

Ajman

Al Bustan Area, P.O. Box 1425

+971 6 742 0660

Sun-Thu: 8:00 AM - 2:00 PM

How to Create an Account with Bank of Baroda UAE

In the UAE, you can use different methods to create an account with the Bank of Baroda easily. Moreover, if you are looking for methods that offer you comfort then online and visiting a branch are reliable options.

Select  your Account Type

Firstly, you have to choose the type of account that you want to create with Bank of Baroda UAE. Moreover, the most common options are savings, current, and NRI accounts.

Gather Required Documents

Whether you are looking to create a fixed deposit or savings account, it is vital to provide the required documents to start the process. Moreover, you must have documents like a valid UAE Emirates ID, a Copy of your Passport, Proof of residence, and an account opening form.

Visit a Branch or Apply Online

For account opening, you have to find the nearest Bank of Baroda branch in the UAE. Moreover, for this purpose, you can also visit the official Bank of Baroda website. 

Complete Application Form

After that, you have to fill out the form with attention by providing your address, occupation, and personal details.

Submit Documents

After reviewing the information, you have to provide or upload all required documents to create an account.

Verification Process

When the application is submitted, the Bank of Baroda UAE will review and start a verification process of documents.

Account Activation

At last, after verification, you will receive your account details like account number, debit card, and checkbook.

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