Complete Guide to Bank of Baroda in the UAE: Branches, Services, and Support

Complete Guide to Bank of Baroda in the UAE: Branches, Services, and Support

Bank of Baroda

In this fast-paced world, Banks are one of the reliable options that cater to the financial needs of customers. Bank of Baroda is one of the leading institutions of India which makes its trusted reputation in the UAE. It was established in 1908 and makes itself a preferred choice among customers due to its financial products and services. Moreover, the dedication of Bank of Baroda to customer satisfaction and innovative banking solutions gives you a unique experience. In this detailed blog, we will explore services, account openings, and branches of the Bank of Baroda in UAE.

Services Offered by Bank of Baroda

Service

Details

Fees/Charges

Savings Account

- Minimum Balance: AED 3,000

- Monthly Fee: AED 0

Current Account

- Minimum Balance: AED 10,000

- Monthly Fee: AED 500

Fixed Deposits

- Interest Rates: Up to 3% p.a.

- No account opening fee

Personal Loan

- Interest Rates: Starting from 4.5% p.a.

- Processing Fee: AED 500

Home Loan

- Interest Rates: Starting from 3.9% p.a.

- Processing Fee: AED 1,000

Credit Card

- Annual Fee: AED 300

- Interest Rate: 3.5% p.a.

International Transfers

- To India: AED 20 per transaction

- Other Countries: AED 50

ATM Withdrawals

- Domestic ATMs: AED 0

- International ATMs: AED 10 per transaction

Retail Banking

Bank of Baroda allows you to experience an extensive range of savings/current accounts and education loans. Moreover, in this well-known bank, customers can also avail the option of top services like personal and home loans.

Corporate Banking

In the UAE, if you choose Bank of Baroda then you can easily avail services like capital finance and term loans. Furthermore, the bank also allows customers to experience cash management services and term loans.

Digital Banking

If you choose Bank of Baroda in the UAE then you can easily access services like internet banking, and mobile banking apps. Moreover, it also allows you to perform banking transactions anytime and anywhere.

Wealth Management

Bank of Baroda allows its customers to avail services like mutual funds and insurance products. Moreover, in this reputable bank, you can get advice to grow and manage your wealth in the UAE.

Must Read: How to Easily Check Your FAB Bank Balance Online!

Branches of Bank of Baroda in the UAE

City

Branch Name

Services

Contact No

Operating Hours

Dubai

Dubai Main Branch

Retail Banking, Corporate Banking, NRI Services

+971 4 313 3700

Sun-Thu: 8:00 AM - 2:00 PM

Dubai

Deira Branch

Personal Banking, Business Banking

+971 4 227 8555

Sun-Thu: 8:00 AM - 2:00 PM

Abu Dhabi

Abu Dhabi Branch

Full Range of Banking Services

+971 2 632 7788

Sun-Thu: 8:00 AM - 2:00 PM

Abu Dhabi

Mussafah Branch

Retail and Corporate Banking Services

+971 2 554 5001

Sun-Thu: 8:00 AM - 2:00 PM

Sharjah

Sharjah Main Branch

Retail Banking, NRI Services

+971 6 568 3344

Sun-Thu: 8:00 AM - 2:00 PM

Sharjah

Industrial Area Branch

Personal and Business Banking

+971 6 532 1547

Sun-Thu: 8:00 AM - 2:00 PM

Bank of Baroda, a global banking leader, has made a strong reputation with a wide range of financial products and services. Moreover, it also offers services through different branches which are located in cities like Dubai in the UAE. These Branches allow customers to open accounts, avail loans, and fulfill their banking needs.

Must Read: How to Open a FAB Bank Account Online: Easy Steps

How to Create an Account with the Bank of Baroda

Method

Description

Fees

Contact Information

Visit a Branch

Open an account in person.

0 AED

Contact the nearest branch for details.

Online Account Opening

Open an account via the website.

0 AED

Bank of Baroda UAE Website

Mobile Banking App

Open an account using the app.

0 AED

Available on App Store and Google Play.

Through a Representative

Open an account via a representative.

0 AED

Contact the nearest branch for further details.

Online Account Opening

In the UAE, the reliable way to create an account with Bank of Baroda is online.

Visit the Website: To create an account it is good to visit the official Bank of Baroda’s UAE website.

Find the Account Opening Section: After accessing, you have to find the section that is normally labeled as “Open Account''. Moreover,  you have to choose the type of account like savings and current.

Fill Out Online Application: After that, you have to fill out the online application form by providing your information. 

Upload Documents: In this step, you have to upload scanned copies of all required documents. These important documents are valid Emirates  ID, passport, and proof of address.

Submit: Always remember to ensure all information is correct then submit your application

Verification Process: The verification process is a vital step in creating an account with the Bank of Baroda. During this process, a bank representative may contact you for additional information.

Account Activation: At last, when your application is approved then you have to visit the branch to make the initial deposit. And then remember to collect your account details.

Must Read: Everything You Need to Know About Wio Bank With Great Dubai

Tips for Maximizing Your Bank of Baroda Experience

Regularly Review Account

The habit of regularly reviewing your account allows you to avail discounts and cashback from the bank. So, if you are aiming to get benefits from Bank of Baroda then remember to review your account.

Seek Financial Advice

It is vital to get Financial advice from the bank as it is helpful to to grow and manage your wealth.

Maintain Minimum Balance

Always remember to maintain the required minimum balance as it is beneficial to avoid penalty charges.

Utilize Digital Banking

Always prefer to use the Mobile app and internet banking of Bank of Baroda as it is a reliable way.