How to Check Your ATM Balance: Simple Steps You Need to Know
ATM Balance Check
Whether you are an employee or employer, it is not easy for you to manage your finances. Moreover, for this purpose, Automated Teller Machines (ATMs) are important for everyone. An ATM offers a simple and secure way to check your balance that offers comfort and peace of mind.
|
Bank |
Method |
Type |
Processing Time |
Fee |
Additional Info |
|
Emirates NBD |
In-Network ATM |
Physical |
Instant |
Free |
No fees for in-network ATMs. |
|
Emirates NBD |
Out-of-Network ATM |
Physical |
Instant |
AED 2 |
Fees apply for using other banks' ATMs. |
|
Emirates NBD |
International ATM |
Physical |
Instant |
AED 15 |
Includes currency conversion fees. |
|
Abu Dhabi Commercial Bank (ADCB) |
In-Network ATM |
Physical |
Instant |
Free |
Free at ADCB ATMs. |
|
Abu Dhabi Commercial Bank (ADCB) |
Out-of-Network ATM |
Physical |
Instant |
AED 3 |
Charges for non-ADCB ATMs. |
|
Abu Dhabi Commercial Bank (ADCB) |
International ATM |
Physical |
Instant |
AED 20 |
Higher fees for international use. |
|
Dubai Islamic Bank |
In-Network ATM |
Physical |
Instant |
Free |
No fees at DIB ATMs. |
|
Dubai Islamic Bank |
Out-of-Network ATM |
Physical |
Instant |
AED 5 |
Additional fees for other ATMs. |
|
Dubai Islamic Bank |
International ATM |
Physical |
Instant |
AED 25 |
Extra charges for international use. |
|
First Abu Dhabi Bank (FAB) |
In-Network ATM |
Physical |
Instant |
Free |
No fee at FAB ATMs. |
|
First Abu Dhabi Bank (FAB) |
Out-of-Network ATM |
Physical |
Instant |
AED 4 |
Charges apply for using non-FAB ATMs. |
|
First Abu Dhabi Bank (FAB) |
International ATM |
Physical |
Instant |
AED 18 |
Includes international transaction fees. |
|
Mashreq Bank |
In-Network ATM |
Physical |
Instant |
Free |
No fees at Mashreq ATMs. |
|
Mashreq Bank |
Out-of-Network ATM |
Physical |
Instant |
AED 7 |
Higher fees for other banks' ATMs. |
|
Mashreq Bank |
International ATM |
Physical |
Instant |
AED 30 |
Includes conversion fees for international use. |
What is an ATM?

It is a device that allows you to do different banking tasks without the need to visit a bank teller. You can easily find ATMs outside banks, shopping malls, and stores. Furthermore, one of the finest benefits of an ATM is it allows you to check your balance.
Method to Check Your ATM Balance

Below is the method that allows you to check your ATM Balance:
ATM Machine
|
Feature |
Type |
Fee |
Benefits |
|
In-Network ATM Check |
Physical |
Free |
No fees, instant access to balance, widely available. |
|
Out-of-Network ATM Check |
Physical |
AED 2 - AED 7 |
Access to balance at any ATM, even outside the bank's network. |
|
International ATM Check |
Physical |
AED 15 - AED 30 |
Access to balance while traveling abroad. |
If you are willing to check your balance, you can use your nearest ATM that is affiliated with your bank.
Steps:
Insert Your ATM Card: To check your balance, you have to insert your debit or credit card into the machine.
Enter Your PIN: After properly placing the card, now you have to enter your PIN correctly.
Select Balance Inquiry: Then choose the “balance check” option from the menu that displays on the machine screen. Moreover, it is vital to choose an account type.
View Your Balance: At last, the Balance is displayed on the screen of the machine and you can receive a print of receipt.
Locations of top Banks ATMs in UAE
|
Location |
City |
Bank Address |
Opening Hours |
Balance Checking Fees |
|
Emirates NBD ATM |
Dubai |
Emirates NBD, Sheikh Zayed Road, Downtown Dubai |
24/7 |
Free (In-Network) |
|
Abu Dhabi Commercial Bank (ADCB) ATM |
Abu Dhabi |
ADCB, Hamdan Street, Abu Dhabi |
24/7 |
Free (In-Network) |
|
Dubai Islamic Bank ATM |
Dubai |
Dubai Islamic Bank, Jumeirah Beach Road, Jumeirah |
24/7 |
Free (In-Network) |
|
First Abu Dhabi Bank (FAB) ATM |
Abu Dhabi |
FAB, Khalifa Street, Abu Dhabi |
24/7 |
Free (In-Network) |
|
Mashreq Bank ATM |
Dubai |
Mashreq Bank, Al Quoz, Dubai |
24/7 |
Free (In-Network) |
Why Checking ATM Balance is Important

Financial planning
The checking of your ATM balance allows you to plan your financial expenses and budget management.
Detecting Fraudulent
The checking of your ATM balance provides you with the benefit of detecting any unauthorized transactions easily.
Track Spending
It is also important as it tracks your spending which is good for you.
Tips for Checking Your ATM Balance
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Update Your Passwords
It is vital for you to regularly update your ATM card passwords as it saves you from unauthorized transactions. Moreover, it adds more security, comfort, and peace of mind.
Contact Customer Service
If you face any issues during the balance checking process, you can contact your affiliated bank’s customer service.
Use Your Bank’s ATM
It is good for everyone to use an ATM that is operated by your bank to avoid fees charged by other bank's ATMs.
Regular Checking
If you regularly check your ATM balance it offers you peace and allows you to track your spending.
