How to Check Your ATM Balance: Simple Steps You Need to Know

03 Sep 2024
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ATM Balance Check

Whether you are an employee or employer, it is not easy for you to manage your finances. Moreover, for this purpose, Automated Teller Machines (ATMs) are important for everyone. An ATM offers a simple and secure way to check your balance that offers comfort and peace of mind.

Bank	Method	Type	Processing Time	Fee	Additional Info
Emirates NBD	In-Network ATM	Physical	Instant	Free	No fees for in-network ATMs.
Emirates NBD	Out-of-Network ATM	Physical	Instant	AED 2	Fees apply for using other banks' ATMs.
Emirates NBD	International ATM	Physical	Instant	AED 15	Includes currency conversion fees.
Abu Dhabi Commercial Bank (ADCB)	In-Network ATM	Physical	Instant	Free	Free at ADCB ATMs.
Abu Dhabi Commercial Bank (ADCB)	Out-of-Network ATM	Physical	Instant	AED 3	Charges for non-ADCB ATMs.
Abu Dhabi Commercial Bank (ADCB)	International ATM	Physical	Instant	AED 20	Higher fees for international use.
Dubai Islamic Bank	In-Network ATM	Physical	Instant	Free	No fees at DIB ATMs.
Dubai Islamic Bank	Out-of-Network ATM	Physical	Instant	AED 5	Additional fees for other ATMs.
Dubai Islamic Bank	International ATM	Physical	Instant	AED 25	Extra charges for international use.
First Abu Dhabi Bank (FAB)	In-Network ATM	Physical	Instant	Free	No fee at FAB ATMs.
First Abu Dhabi Bank (FAB)	Out-of-Network ATM	Physical	Instant	AED 4	Charges apply for using non-FAB ATMs.
First Abu Dhabi Bank (FAB)	International ATM	Physical	Instant	AED 18	Includes international transaction fees.
Mashreq Bank	In-Network ATM	Physical	Instant	Free	No fees at Mashreq ATMs.
Mashreq Bank	Out-of-Network ATM	Physical	Instant	AED 7	Higher fees for other banks' ATMs.
Mashreq Bank	International ATM	Physical	Instant	AED 30	Includes conversion fees for international use.

What is an ATM?

IDFC FIRST Bank ATMs

It is a device that allows you to do different banking tasks without the need to visit a bank teller. You can easily find ATMs outside banks, shopping malls, and stores. Furthermore, one of the finest benefits of an ATM is it allows you to check your balance.

Method to Check Your ATM Balance

Below is the method that allows you to check your ATM Balance:

ATM Machine

Feature	Type	Fee	Benefits
In-Network ATM Check	Physical	Free	No fees, instant access to balance, widely available.
Out-of-Network ATM Check	Physical	AED 2 - AED 7	Access to balance at any ATM, even outside the bank's network.
International ATM Check	Physical	AED 15 - AED 30	Access to balance while traveling abroad.

If you are willing to check your balance, you can use your nearest ATM that is affiliated with your bank.

Steps:

Insert Your ATM Card: To check your balance, you have to insert your debit or credit card into the machine.

Enter Your PIN: After properly placing the card, now you have to enter your PIN correctly.

Select Balance Inquiry: Then choose the “balance check” option from the menu that displays on the machine screen. Moreover, it is vital to choose an account type.

View Your Balance: At last, the Balance is displayed on the screen of the machine and you can receive a print of receipt.

Locations of top Banks ATMs in UAE

Location	City	Bank Address	Opening Hours	Balance Checking Fees
Emirates NBD ATM	Dubai	Emirates NBD, Sheikh Zayed Road, Downtown Dubai	24/7	Free (In-Network)
Abu Dhabi Commercial Bank (ADCB) ATM	Abu Dhabi	ADCB, Hamdan Street, Abu Dhabi	24/7	Free (In-Network)
Dubai Islamic Bank ATM	Dubai	Dubai Islamic Bank, Jumeirah Beach Road, Jumeirah	24/7	Free (In-Network)
First Abu Dhabi Bank (FAB) ATM	Abu Dhabi	FAB, Khalifa Street, Abu Dhabi	24/7	Free (In-Network)
Mashreq Bank ATM	Dubai	Mashreq Bank, Al Quoz, Dubai	24/7	Free (In-Network)

Why Checking ATM Balance is Important

atm full form

Financial planning

The checking of your ATM balance allows you to plan your financial expenses and budget management.

Detecting Fraudulent

The checking of your ATM balance provides you with the benefit of detecting any unauthorized transactions easily.

Track Spending

It is also important as it tracks your spending which is good for you.

Tips for Checking Your ATM Balance

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Update Your Passwords

It is vital for you to regularly update your ATM card passwords as it saves you from unauthorized transactions. Moreover, it adds more security, comfort, and peace of mind.