How to Check Your ATM Balance: Simple Steps You Need to Know

How to Check Your ATM Balance: Simple Steps You Need to Know

ATM Balance Check

Whether you are an employee or employer, it is not easy for you to manage your finances. Moreover, for this purpose, Automated Teller Machines (ATMs) are important for everyone. An ATM offers a simple and secure way to check your balance that offers comfort and peace of mind.

Bank

Method

Type

Processing Time

Fee

Additional Info

Emirates NBD

In-Network ATM

Physical

Instant

Free

No fees for in-network ATMs.

Emirates NBD

Out-of-Network ATM

Physical

Instant

AED 2

Fees apply for using other banks' ATMs.

Emirates NBD

International ATM

Physical

Instant

AED 15

Includes currency conversion fees.

Abu Dhabi Commercial Bank (ADCB)

In-Network ATM

Physical

Instant

Free

Free at ADCB ATMs.

Abu Dhabi Commercial Bank (ADCB)

Out-of-Network ATM

Physical

Instant

AED 3

Charges for non-ADCB ATMs.

Abu Dhabi Commercial Bank (ADCB)

International ATM

Physical

Instant

AED 20

Higher fees for international use.

Dubai Islamic Bank

In-Network ATM

Physical

Instant

Free

No fees at DIB ATMs.

Dubai Islamic Bank

Out-of-Network ATM

Physical

Instant

AED 5

Additional fees for other ATMs.

Dubai Islamic Bank

International ATM

Physical

Instant

AED 25

Extra charges for international use.

First Abu Dhabi Bank (FAB)

In-Network ATM

Physical

Instant

Free

No fee at FAB ATMs.

First Abu Dhabi Bank (FAB)

Out-of-Network ATM

Physical

Instant

AED 4

Charges apply for using non-FAB ATMs.

First Abu Dhabi Bank (FAB)

International ATM

Physical

Instant

AED 18

Includes international transaction fees.

Mashreq Bank

In-Network ATM

Physical

Instant

Free

No fees at Mashreq ATMs.

Mashreq Bank

Out-of-Network ATM

Physical

Instant

AED 7

Higher fees for other banks' ATMs.

Mashreq Bank

International ATM

Physical

Instant

AED 30

Includes conversion fees for international use.

What is an ATM?

IDFC FIRST Bank ATMs

It is a device that allows you to do different banking tasks without the need to visit a bank teller. You can easily find ATMs outside banks, shopping malls, and stores. Furthermore, one of the finest benefits of an ATM is it allows you to check your balance. 

Method to Check Your ATM Balance

Below is the method that allows you to check your ATM Balance:

ATM Machine

Feature

Type

Fee

Benefits

In-Network ATM Check

Physical

Free

No fees, instant access to balance, widely available.

Out-of-Network ATM Check

Physical

AED 2 - AED 7

Access to balance at any ATM, even outside the bank's network.

International ATM Check

Physical

AED 15 - AED 30

Access to balance while traveling abroad.

If you are willing to check your balance, you can use your nearest ATM that is affiliated with your bank.

Steps: 

Insert Your ATM Card: To check your balance, you have to insert your debit or credit card into the machine. 

Enter Your PIN: After properly placing the card, now you have to enter your PIN correctly. 

Select Balance Inquiry: Then choose the “balance check” option from the menu that displays on the machine screen. Moreover, it is vital to choose an account type.

View Your Balance: At last, the Balance is displayed on the screen of the machine and you can receive a print of receipt.

Locations of top Banks ATMs in UAEATM

Location

City

Bank Address

Opening Hours

Balance Checking Fees

Emirates NBD ATM

Dubai

Emirates NBD, Sheikh Zayed Road, Downtown Dubai

24/7

Free (In-Network)

Abu Dhabi Commercial Bank (ADCB) ATM

Abu Dhabi

ADCB, Hamdan Street, Abu Dhabi

24/7

Free (In-Network)

Dubai Islamic Bank ATM

Dubai

Dubai Islamic Bank, Jumeirah Beach Road, Jumeirah

24/7

Free (In-Network)

First Abu Dhabi Bank (FAB) ATM

Abu Dhabi

FAB, Khalifa Street, Abu Dhabi

24/7

Free (In-Network)

Mashreq Bank ATM

Dubai

Mashreq Bank, Al Quoz, Dubai

24/7

Free (In-Network)

Why Checking ATM Balance is Important

atm full form

Financial planning 

The checking of your ATM balance allows you to plan your financial expenses and budget management. 

Detecting Fraudulent

The checking of your ATM balance provides you with the benefit of detecting any unauthorized transactions easily.

Track Spending

It is also important as it tracks your spending which is good for you.

Tips for Checking Your ATM Balance

A person at an ATM machine inserting card, representing copy that reads: Safety Tips for ATM Deposits Including, 'Choose safe ATM locations, like machines inside branches and safe neighborhoods,' 'Prepare your deposit ahead of time so you're not fumbling with cash at the machine,' 'Try a mobile deposit using your smartphone,' and 'If you're concerned about your deposit,' go inside a branch and work directly with a teller.'

image source

Update Your Passwords

It is vital for you to regularly update your ATM card passwords as it saves you from unauthorized transactions. Moreover, it adds more security, comfort, and peace of mind.

Contact Customer Service

If you face any issues during the balance checking process, you can contact your affiliated bank’s customer service.

Use Your Bank’s ATM

It is good for everyone to use an ATM that is operated by your bank to avoid fees charged by other bank's ATMs.

Regular Checking

If you regularly check your ATM balance it offers you peace and allows you to track your spending.