How to Check Your NBAD Balance  : Simple Methods

How to Check Your NBAD Balance : Simple Methods

NBAD Balance Check

In this digital and fast-paced world, it is not easy for anyone to manage his finances. The National Bank of Abu Dhabi (NBAD) allows you to manage your finances in the UAE. Moreover, this bank is now part of First Abu Dhabi Bank (FAB) which provides you with services like personal and business accounts, loans, and balance checks. In this detailed blog, we will discuss the methods to check NBAD Balance.

Method

Initial Cost (AED)

Minimum Balance (AED)

Top-up Amount (AED)

Validity Period

Notes

Online Banking

None

None

None

Ongoing

Typically free with no additional charges. Requires internet access.

Mobile Banking App

None

None

None

Ongoing

Typically free with no additional charges. Data charges based on mobile plan may apply.

ATM

None

None

None

Ongoing

Free at NBAD ATMs; fees may apply at other ATMs.

Phone Banking

None

None

None

Ongoing

May include service fees; verify with NBAD for specific charges.

Bank Branch

None

None

None

Ongoing

Free for balance checks; fees may apply for other services.

Why Balance Checking is Important

Plan Financial Goals

The checking of your NBAD balance allows you to plan your financial expenses and avoid overdrawing from your account. 

Track Spending

It provides you the benefit of tracking your spending habits which is good for you in this bustling country.

Detect Errors

Error Type

Description

Example

Incorrect Transactions

Transactions not matching records.

Charge for a purchase you didn't make.

Duplicate Charges

Same transaction listed twice.

Payment appears twice on the statement.

Unauthorized Transactions

Charges not authorized by you.

Withdrawal you didn't approve.

Account Balance Discrepancies

Difference between your balance and the bank's.

Your balance is higher than the bank's.

Fee Errors

Incorrect or unexpected fees.

Fee charged for an overdraft that didn't occur.

Processing Errors

Errors in transaction amounts or dates.

Deposit recorded on the wrong date.

The habit of checking your NBAD balance offers you information about any error or unauthorized transactions quickly.

Convenience

The checking of your NBAD balance allows you to manage your finances and eliminates the hassle of overdrafts. 

Methods for Checking Your NBAD Balance

Online Banking

In the UAE, the reliable and most comfortable way to check NBAD Balance is online banking.

Visit NBAD Online Portal: Firstly for this purpose, you have to visit the official portal of NBAD.

Log In: After accessing, you have to log in by providing your username and password to check the balance.

Navigate to Account Summary: After login, you have to find the section that is normally labeled as “Account summary or dashboard''. 

Check Details: At last after clicking on the dashboard, the system displays your NBAD Balance. Moreover, here you can also view your recent transactions and other financial details.

How to Check Your NBAD Balance With Mobile Banking App

If you are willing to check NBAD Balance then the NBAD Mobile App is a smooth and easier way. 

Download the App: To check your NBAD balance, you can use the mobile application of NBAD. Moreover, you can easily download it from the Apple App Store or Google Play Store on your mobile.  

Log In: After downloading, you have to log in on the NBAD Mobile app by providing your credentials. 

Access Account Balance: Find the ‘Account Balance' section in the app after completing your login process.

View Balance: At last, the system displays your NBAD Balance and your transaction history details.

How to Check Your NBAD Balance With ATM

ATM Service

Description

Fee at NBAD/FAB ATMs

Fee at Non-NBAD ATMs

Common Areas

Balance Inquiry

Check your account balance.

Free

AED 2 - AED 10

Major cities and suburbs across UAE.

To check your NBAD balance in UAE you can use different ATMs by using the following steps: 

Insert Your Card: For this purpose, you have to place your NBAD debit or credit card into the nearest ATM. 

Enter Your PIN: Next, you have to enter your PIN to access your account. 

Select Balance Inquiry: Then choose the balance inquiry option and follow all the steps properly. After that, your NBAD Balance is displayed on the screen.

Branch Visit

City

Branch Areas

Abu Dhabi

Central areas like Al Maryah Island, Corniche, and Al Reem Island.

Dubai

Downtown, Business Bay, Dubai Mall, Sheikh Zayed Road, and Deira.

Sharjah

Central locations, including Al Gulaya'a, Al Qasimia, and Al Nahda.

Ajman

Key commercial areas and major residential neighborhoods.

Al Ain

Central areas and major commercial centers.

Ras Al Khaimah

Downtown and key business districts.

Fujairah

Central locations and business hubs.

Umm Al Quwain

Major residential and business areas.

If you want to check the NBAD balance then visiting the NBAD branch is a comfortable and smooth option. 

Visit the Branch: For this purpose, you have to go to the nearest branch if you want to check your NBAD balance in this vibrant country. 

Speak with a Teller: Then remember to ask the teller to check your balance. 

Provide Details: The next step is to provide all the required details of your NBAD account like identification.

Hear your balance: At last, the representative informs you about how much your NBAD balance remains.