How To Check NBAD Bank Balance? Updated 2026

How To Check NBAD Bank Balance? Updated 2026

NBAD Balance Check

In this digital and fast-paced world, it is not easy for anyone to manage his finances. The National Bank of Abu Dhabi (NBAD) allows you to manage your finances in the UAE. Moreover, this bank is now part of First Abu Dhabi Bank (FAB) which provides you with services like personal and business accounts, loans, and balance checks. In this detailed blog, we will discuss the methods to check NBAD Balance.

Method

Initial Cost (AED)

Minimum Balance (AED)

Top-up Amount (AED)

Validity Period

Notes

Online Banking

None

None

None

Ongoing

Typically free with no additional charges. Requires internet access.

Mobile Banking App

None

None

None

Ongoing

Typically free with no additional charges. Data charges based on mobile plan may apply.

ATM

None

None

None

Ongoing

Free at NBAD ATMs; fees may apply at other ATMs.

Phone Banking

None

None

None

Ongoing

May include service fees; verify with NBAD for specific charges.

Bank Branch

None

None

None

Ongoing

Free for balance checks; fees may apply for other services.

Why Balance Checking is Important

Plan Financial Goals

The checking of your NBAD balance allows you to plan your financial expenses and avoid overdrawing from your account. 

Track Spending

It provides you the benefit of tracking your spending habits which is good for you in this bustling country.

Detect Errors

Error Type

Description

Example

Incorrect Transactions

Transactions not matching records.

Charge for a purchase you didn't make.

Duplicate Charges

Same transaction listed twice.

Payment appears twice on the statement.

Unauthorized Transactions

Charges not authorized by you.

Withdrawal you didn't approve.

Account Balance Discrepancies

Difference between your balance and the bank's.

Your balance is higher than the bank's.

Fee Errors

Incorrect or unexpected fees.

Fee charged for an overdraft that didn't occur.

Processing Errors

Errors in transaction amounts or dates.

Deposit recorded on the wrong date.

The habit of checking your NBAD balance offers you information about any error or unauthorized transactions quickly.

Convenience

The checking of your NBAD balance allows you to manage your finances and eliminates the hassle of overdrafts. 

Methods for Checking Your NBAD Balance

Online Banking

In the UAE, the reliable and most comfortable way to check NBAD Balance is online banking.

Visit NBAD Online Portal: Firstly for this purpose, you have to visit the official portal of NBAD.

Log In: After accessing, you have to log in by providing your username and password to check the balance.

Navigate to Account Summary: After login, you have to find the section that is normally labeled as “Account summary or dashboard''. 

Check Details: At last after clicking on the dashboard, the system displays your NBAD Balance. Moreover, here you can also view your recent transactions and other financial details.

How to Check Your NBAD Balance With Mobile Banking App

If you are willing to check NBAD Balance then the NBAD Mobile App is a smooth and easier way. 

Download the App: To check your NBAD balance, you can use the mobile application of NBAD. Moreover, you can easily download it from the Apple App Store or Google Play Store on your mobile.  

Log In: After downloading, you have to log in on the NBAD Mobile app by providing your credentials. 

Access Account Balance: Find the ‘Account Balance' section in the app after completing your login process.

View Balance: At last, the system displays your NBAD Balance and your transaction history details.

How to Check Your NBAD Balance With ATM

ATM Service

Description

Fee at NBAD/FAB ATMs

Fee at Non-NBAD ATMs

Common Areas

Balance Inquiry

Check your account balance.

Free

AED 2 - AED 10

Major cities and suburbs across UAE.

To check your NBAD balance in UAE you can use different ATMs by using the following steps: 

How to Check Your NBAD Balance With ATM (Steps)

  1. Insert Your Card – Go to the nearest NBAD or FAB ATM and insert your debit or credit card.

  2. Enter Your PIN – Type in your Personal Identification Number (PIN) securely.

  3. Select “Balance Inquiry” – From the main menu, choose the “Balance Inquiry” or “Check Balance” option.

  4. View Your Balance – The ATM will display your current account balance on the screen.

  5. Print Receipt (Optional) – If you need a physical copy, select the option to print a mini statement or balance receipt.

  6. Complete Transaction – Safely remove your card and ensure you take your printed receipt (if applicable).

Tip: Using NBAD/FAB ATMs is usually free, while using non-NBAD ATMs might incur a small fee depending on the bank.