Prepaid Card
Card Validity
Multi-Currency Support
Online Management
Rewards Program
Emirates NBD – Liv. Card
3 years
No
Yes, through Liv. app
Yes, cashback and rewards on spending
ADCB – Hayyak Prepaid Card
5 years
Yes, via ADCB mobile app
No rewards program
HSBC – Global Money Card
4 years
Yes, supports multiple currencies
Yes, through HSBC online banking
FAB – Al Hilal Prepaid Card
Yes, via FAB app
Mashreq – Prepaid Card
Yes, through Mashreq online banking
Yes, rewards program for selected purchases
In this fast-paced and digital world, the Prepaid card is very important for you to manage your money. It is a reliable way to control your spending and allow you to avoid debt. Moreover, it offers you the flexibility to purchase anything without using your main bank account. In this detailed blog, we will discuss what a Prepaid card is, its benefits, and the types of cards in the UAE.
It is a type of payment card that you can use after loading with a set amount of money. Furthermore, it is not like a debit card or credit card that links with your main bank account. In the UAE, you can use prepaid cards for different purposes like gift giving or managing your budget. When your amount is finished from your card then you have to reload or stop using it. The prepaid card comes in different forms like physical plastic and Digital cards.
In the UAE, if you are willing to use a prepaid card the process is smooth and comfortable.
You can easily buy a prepaid card from a bank or any retailer in the UAE.
After purchasing, you have to load the amount in it according to your needs. For this purpose, you can use ATMs or do it online.
Prepaid cards are easy to use like credit or debit cards in this vibrant country. Whether you want to buy anything online or physically, it offers you comfort and peace of mind.
When your balance in the card is low then it is vital to reload it. Moreover, reloading saves your time and avoids hassle. This process is simple like the initial load.
Always keep tracking your balance as it is helpful to avoid running out of funds. For this purpose, different cards in the UAE provide the option of online or mobile app access. Here you can check your balance and transaction history.
Must Read: How to Check Your Hafilat Card Balance: A Step-by-Step Guide
In the UAE, prepaid cards offer an extensive range of benefits to its users
If you avail of the option of a prepaid card, you can spend only the money that you loaded onto the card. Moreover, it is helpful for you to manage your budget and avoid overspending.
Whether you have a bank account or not, you can use this vital card comfortably. Furthermore, it is very useful for those people who do not prefer to use their main bank account.
If you are aiming to purchase anything online, prepaid cards are an ideal and smart choice. Moreover, it eliminates the hassle of physically visiting a shop and provides peace of mind.
Must Read: How to Check Metro Card Balance (Quick & Easy!)
Issuance Fee
Reloading Fee
Transaction Fees
Other Fees
AED 15
Free for first reload, AED 1 per subsequent reload
Free for in-store purchases, AED 2.5 for ATM withdrawals
AED 10 monthly maintenance fee if inactive for 6 months
AED 10
AED 2 per reload
Free for domestic purchases, 2% for foreign transactions
AED 50 for card replacement
AED 25
AED 5 per reload
AED 3 per ATM withdrawal, 3% for foreign transactions
AED 15 monthly fee if balance is below AED 100
AED 20
Free for domestic use, AED 5 per international ATM withdrawal
AED 75 annual fee
AED 30
Free
Free for purchases, 2.5% for foreign currency conversion
AED 20 inactivity fee after 12 months
In the UAE, you can experience a wide range of prepaid cards and each has its own features and benefits. Here are some popular cards that are helpful for you:
It is a digital prepaid card that is used for online and in-store purchasing. Moreover, it is linked to the Liv app.
This prepaid card is designed for easy payments and budgeting in the UAE.
This card was introduced by the first Abu Dhabi Bank and is used for online shopping and to manage daily expenses. Moreover, it offers flexibility and control over spending.
In the UAE this prepaid card is used for both domestic and international transactions.
Emila is a passionate real estate expert, lifestyle enthusiast, and writer dedicated to showcasing the dynamic charm of Dubai. With 6 in real estate, travel writing, Emila Hales brings insightful perspectives to readers exploring Dubai’s vibrant real estate market, luxurious lifestyle, and diverse cultural offerings. As an avid storyteller, Emila loves sharing tips on finding dream properties, uncovering hidden gems in the city, and navigating the ever-evolving landscape of Dubai.
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