How to Choose the Right Prepaid Card In UAE With Great Dubai

How to Choose the Right Prepaid Card In UAE With Great Dubai

Prepaid Card

Prepaid Card

Card Validity

Multi-Currency Support

Online Management

Rewards Program

Emirates NBD – Liv. Card

3 years

No

Yes, through Liv. app

Yes, cashback and rewards on spending

ADCB – Hayyak Prepaid Card

5 years

No

Yes, via ADCB mobile app

No rewards program

HSBC – Global Money Card

4 years

Yes, supports multiple currencies

Yes, through HSBC online banking

No rewards program

FAB – Al Hilal Prepaid Card

3 years

No

Yes, via FAB app

No rewards program

Mashreq – Prepaid Card

5 years

Yes, supports multiple currencies

Yes, through Mashreq online banking

Yes, rewards program for selected purchases

In this fast-paced and digital world, the Prepaid card is very important for you to manage your money. It is a reliable way to control your spending and allow you to avoid debt. Moreover, it offers you the flexibility to purchase anything without using your main bank account. In this detailed blog, we will discuss what a Prepaid card is, its benefits, and the types of cards in the UAE.

What is a Prepaid Card 

It is a type of payment card that you can use after loading with a set amount of money. Furthermore, it is not like a debit card or credit card that links with your main bank account. In the UAE, you can use prepaid cards for different purposes like gift giving or managing your budget. When your amount is finished from your card then you have to reload or stop using it. The prepaid card comes in different forms like physical plastic and Digital cards.

How do prepaid Cards work? 

In the UAE, if you are willing to use a prepaid card the process is smooth and comfortable. 

Purchase and load funds 

  • You can easily buy a prepaid card from a bank or any retailer in the UAE. 

  • After purchasing, you have to load the amount in it according to your needs. For this purpose, you can use ATMs or do it online. 

Use the card 

Prepaid cards are easy to use like credit or debit cards in this vibrant country. Whether you want to buy anything online or physically, it offers you comfort and peace of mind. 

Reload the card 

When your balance in the card is low then it is vital to reload it. Moreover, reloading saves your time and avoids hassle. This process is simple like the initial load. 

Monitor your balance 

Always keep tracking your balance as it is helpful to avoid running out of funds. For this purpose, different cards in the UAE provide the option of online or mobile app access. Here you can check your balance and transaction history.

Must Read: How to Check Your Hafilat Card Balance: A Step-by-Step Guide

Benefits of Prepaid Card 

In the UAE, prepaid cards offer an extensive range of benefits to its users 

Control overspending 

If you avail of the option of a prepaid card, you can spend only the money that you loaded onto the card. Moreover, it is helpful for you to manage your budget and avoid overspending. 

No bank account required 

Whether you have a bank account or not, you can use this vital card comfortably. Furthermore, it is very useful for those people who do not prefer to use their main bank account. 

Reliable for online purchases 

If you are aiming to purchase anything online, prepaid cards are an ideal and smart choice. Moreover, it eliminates the hassle of physically visiting a shop and provides peace of mind.

Must Read: How to Check Metro Card Balance (Quick & Easy!)

Types of Prepaid Cards in the UAE

Prepaid Card

Issuance Fee

Reloading Fee

Transaction Fees

Other Fees

Emirates NBD – Liv. Card

AED 15

Free for first reload, AED 1 per subsequent reload

Free for in-store purchases, AED 2.5 for ATM withdrawals

AED 10 monthly maintenance fee if inactive for 6 months

ADCB – Hayyak Prepaid Card

AED 10

AED 2 per reload

Free for domestic purchases, 2% for foreign transactions

AED 50 for card replacement

HSBC – Global Money Card

AED 25

AED 5 per reload

AED 3 per ATM withdrawal, 3% for foreign transactions

AED 15 monthly fee if balance is below AED 100

FAB – Al Hilal Prepaid Card

AED 20

AED 2 per reload

Free for domestic use, AED 5 per international ATM withdrawal

AED 75 annual fee

Mashreq – Prepaid Card

AED 30

Free

Free for purchases, 2.5% for foreign currency conversion

AED 20 inactivity fee after 12 months

In the UAE, you can experience a wide range of prepaid cards and each has its own features and benefits. Here are some popular cards that are helpful for you: 

Emirates NBD-liv card 

It is a digital prepaid card that is used for online and in-store purchasing. Moreover, it is linked to the Liv app. 

ADCB-Hayyak Prepaid card 

This prepaid card is designed for easy payments and budgeting in the UAE. 

FAB-Al Hilal Prepaid card 

This card was introduced by the first Abu Dhabi Bank and is used for online shopping and to manage daily expenses. Moreover, it offers flexibility and control over spending. 

Mashreq-Prepaid card 

In the UAE this prepaid card is used for both domestic and international transactions.