How Al Hilal Bank Makes Banking Simple and Secure

How Al Hilal Bank Makes Banking Simple and Secure

Al Hilal Bank

In this fast-paced world, Islamic banks are one of the preferred options among customers who want Sharia-compliant banking solutions. Al Hilal Bank is one of the Islamic banks that offers an extensive range of services to its customers in different cities of the UAE. The dedication of Al Hilal Bank to customer satisfaction and principles of Islamic law enhances your experience. It was founded in 2008 and is a preferred choice for millions of clients due to its ethical banking solutions. In this detailed blog, we will explore services, account openings, and the branches of Al Hilal Bank in the UAE.

Services Offered by Al Hilal Bank

Al Hilal Bank | Bawabat Sharq Mall

Service

Fee (AED)

Details

Account Opening Fee

Free

No charge for opening a savings or current account.

Minimum Balance Requirement

Varies (usually AED 3,000)

Depends on the type of account (waived for savings accounts).

Account Maintenance Fee

Free

No monthly maintenance fee if the minimum balance is maintained.

Fall Below Minimum Balance Fee

AED 25 - 100 per month

If the account balance of a user drops below the required minimum.

Debit Card Issuance

Free

No charge for issuing the first debit card.

Cheque Book Issuance

AED 25 per cheque book

For current accounts (first cheque book is free).

ATM Withdrawal (Al Hilal ATMs)

Free

Unlimited free withdrawals from Al Hilal Bank ATMs.

ATM Withdrawal (Other ATMs in UAE)

AED 2

Fee for each withdrawal from non-Al Hilal ATMs in the UAE.

International ATM Withdrawal

AED 20 - 25

For cash withdrawals outside the UAE.

Online Banking

Free

No fee for using online banking services.

Mobile Banking

Free

No fee for using mobile banking services.

Account Closure Fee

AED 100

If you want to close your account within 6 months of opening then a fee is required.

Personal Banking

Al Hilal Bank offers you an extensive range of savings and current accounts with no interest involved. In this Islamic bank, customers can avail the option of services like Personal finance which is normally based on Murabaha and Ijarah. Moreover, you can also experience services like Sharia-compliant credit cards that work on the principle of Tawarruq.

Digital Banking

If you choose Al Hilal Bank then you can 24/7 access your account from anywhere in the UAE. Moreover, the bank also allows you to manage your finances with their mobile app and online banking in this vibrant country.

Business Banking

Al Hilal Bank allows its customers to experience savings and current accounts to support by following Islamic banking principles. Moreover, in this Sharia-compliant, you can also avail of the option of services like trade finance and corporate finance.

Branches of Al Hilal Bank in the UAE

Al Hilal Bank - Masdar Retail Branch, Abu Dhabi - Bank/Financial/Investments  Interior Design on Love That Design

Branch Name

Location

Address

Contact Number

Operating Hours

Abu Dhabi Main Branch

Abu Dhabi

Sheikh Zayed Bin Sultan Street, Al Nahyan

+971 600 522229

From Saturday  to Thursday it opens from 8:00 AM to 3:00 PM

Al Hilal Bank Mall Branch

Abu Dhabi

Abu Dhabi Mall, Tourist Club Area

+971 600 522229

Sat - Thu: 10:00 AM - 9:00 PM

Dubai Branch

Dubai

Al Masraf Tower, Sheikh Zayed Road

+971 600 522229

From Saturday to Thursday it opens from 8:00 AM to 3:00 PM

Sharjah Branch

Sharjah

Al Taawun Street, Al Qasba

+971 600 522229

From Saturday to Thursday it opens from 8:00 AM to 3:00 PM

Al Ain Branch

Al Ain

Sheikh Khalifa Bin Zayed Street, Town Center

+971 600 522229

From Saturday to Thursday it opens from 8:00 AM to 3:00 PM

Ras Al Khaimah Branch

Ras Al Khaimah

Al Muntasir Road, RAK City Center

+971 600 522229

From Saturday to Thursday it opens from 8:00 AM to 3:00 PM

Fujairah Branch

Fujairah

Hamad Bin Abdulla Road, Fujairah City

+971 600 522229

From Saturday to Thursday it opens from 8:00 AM to 3:00 PM

How to Create an Account with Al Hilal Bank

If you want to create an account with Al Hilal Bank in the UAE, you can use different methods. Furthermore, methods like online and branch visits are easier and offer you peace of mind.

Select the Account Type

Before creating an account the user has to choose the type of account that he aims to open. Moreover, the most common options at this Islamic bank are savings and current accounts.

Prepare the Documents

It is vital to ready all required documents like Emirates ID, Passport, UAE Residency Visa, and Proof of Address.

Visit a website or Branch

For account opening, you have to find the nearest Al Hilal Bank branch to start the process. Moreover, for this purpose, you can also avail the option of visiting the official Al Hilal Bank website. 

Complete Application Form

The next step is to fill out the form carefully by providing your personal and contact details.

Submit Documents

After completing the form, you have to provide documents to the representative or upload all required documents on the website.

Verification

The Al Hilal Bank starts a verification process of documents that you provide and processes your application.

Account Activation

At last, when your application is approved, you will receive your account details, Sharia-compliant debit card, and chequebook.

Tips for Banking with Al Hilal Bank

Banking tips for Senior Citizens - RBL Bank

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Secure Your Account

It is good to secure your account as it allows you to manage your finances and saves you from fraud. So, if you are willing to secure banking with Al Hilal Bank then do not share your personal details with anyone.

Utilize online and mobile Banking

Always prefer to use the Mobile app and online banking of Al Hilal Bank as it is a secure way.

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